The Top 3 Infertility Insurances to Cover Your Treatment

Dr. Randy Morris

The Top 3 Infertility Insurances to Cover Your Treatment

Dr. Randy Morris

The expense entailed to overcome infertility can be daunting, regardless of whether or not you may have insurance coverage for medical treatment.

Infertility Insurance Coverage

A particular brand of insurance is not indicative of whether or not your infertility treatment care is covered by your carrier because every insurance company offers a variety of plans.

The good news is that nearly every major medical insurance provider does offer some type of infertility treatment coverage. IVF1 accepts the following insurance plans covering the cost of infertility treatment:

  • Blue Cross Blue Shield PPO
  • Blue Cross Blue Shield HMO
  • Blue Cross Blue Shield POS
  • HMO Illinois
  • Blue Advantage HMO
  • Aetna
  • United Health Care HMO
  • United Health Care PPO
  • United Health Care POS
  • United Resources Network
  • PHCS
  • Private Indemnity

Infertility Insurance Coverage Counseling is available to you throughout your treatment at IVF1.

Seeking out Infertility Insurance

You have basically two options for obtaining health insurance covering infertility treatment:

  • Taking advantage of the medical insurance plan offered by your employer, or
  • Purchasing your own independent insurance plan.

Employer-Sponsored Insurance Plan Benefits

  • The amount of money you will ultimately pay toward insurance premiums will be offset by your employer’s contribution.
  • Multiple plans are typically offered in the workplace – some may include infertility treatments.
  • Your employer’s HR benefits coordinator should be able to assist you in selecting the plan that will afford you the best infertility treatment coverage.

Independently-Purchased Insurance Plan

  • Seek out an insurance broker who will help you navigate the process of selecting an independent insurance plan that provides coverage for infertility treatment.
  • Explore the recent changes in healthcare laws expanding the number of insurance coverage options available to you under the Affordable Healthcare Act. Learn more at Infertility Insurance ThroughObamacare.

Let Dr. Randy Morris – and the insurance experts at IVF1 – help you to discover your insurance coverage rights. View Dr. Morris’ information video at Fertility Insurance Coverage Under Illinois Insurance Law.

IVF1’s Expert Staff

The insurance experts at IVF1 will make certain that your insurance policy’s benefits are maximized as a financial source to cover your infertility treatment. Contact IVF1’s insurance coverage professionals to schedule a consultation by clicking below or calling 630.357.6540.