When you are considering in vitro fertilization (IVF), one of the first questions that comes up is of what the cost of treatment may be. Below, we will take a look at what contributes to the cost of IVF treatment, as well as what you can expect for a regular IVF cycle cost.
What a Regular IVF Cycle Entails

A regular IVF cycle entails numerous office appointments, medical procedures, and testing, which all contribute to the cost of IVF. The following factors contribute to a regular IVF cycle cost:

  • Injectable fertility medication – Hormones are injected into the body to stimulate the ovaries to produce egg follicles. Injectable hormones are expensive to produce, and medication is often one of the most significant parts of the cost of IVF.
  • Egg follicle monitoring – While you are on fertility medication, you will return to the office periodically so that the doctor can monitor the development of egg follicles through blood tests and ultrasound and identify when it is time to retrieve the eggs.
  • Egg retrieval – Once the eggs are ready, the doctor will retrieve them from the ovaries using a minimally invasive procedure.
  • Fertilization – The eggs, once retrieved, are taken to the laboratory. Sperm is injected into the eggs (ICSI) which produces embryos. The eggs must be kept in carefully controlled conditions and handled by a skilled laboratory technician.
  • Preimplantation testing – Comprehensive chromosome screening is used to ensure that all of the embryos have a full set of 46 chromosomes, which increases the chance of a successful pregnancy. Some couples also use preimplantation testing for family balancing. Typically, preimplantation testing requires freezing of embryos and dealyed placement in the uterus.
  • Embryo transfer – Once the embryos mature in the laboratory for several days, the doctor transfers them back to the uterus. If they implant in the uterine lining, pregnancy occurs.
  • Pregnancy testing – Eight days after the embryo transfer, it will be possible to tell whether or not pregnancy has occurred. This is done with blood testing, the most accurate form of pregnancy testing.

In addition, some couples may opt for additional procedures like egg freezing or freezing of extra embryos, which further contribute to the cost of treatment beyond the cost of a regular cycle.

Regular IVF Cycle Cost at IVF1

Dr. Randy Morris of IVF1 offers a full IVF cycle with preimplantation testing for $20-25,000. This includes all of the procedures associated with IVF, with no hidden costs. If extra embryos from the first cycle are frozen for use in future cycles, the cost of future cycles will be lower.

Insurance Coverage

In most cases, insurance does not cover the cost of IVF. However, insurance may cover some aspects of fertility treatment, such as diagnostic testing. You should contact your insurance company for more information about how they cover treatment for infertility. IVF1 accepts all insurance plans.

Managing Costs

Some couples can manage the regular IVF cycle cost using their current financial resources without experiencing any strain. However, many people find that the cost of IVF is too high to cover out of pocket immediately. For these couples, financing is needed to manage the cost of treatment.

There are a number of financing options available. The right choice for you will depend on your personal preferences and your financial situation. Options include third-party patient financing companies, loans, credit cards, and health care credit cards. It is recommended that couples discuss the cost of IVF and their financing options as they start the treatment process.

Dr. Randy Morris would be happy to meet with you about whether or not IVF is right for you. To schedule your consultation today, please click below and enter your information or give us a call at (630) 357-6540.